Is Brokly’s coverage checker free?

Yes. Reading your documents and running a coverage check is free, with no account and no sign-up.

A commercial insurance policy, a certificate of insurance (COI), the insurance requirements in a contract, or carrier quotes. Brokly reads each one in plain English.

How does it tell if my coverage is enough?

It compares what your policy or COI provides against what your state requires for your trade and what a contract demands, then flags anything that falls short.

Can it compare quotes side by side?

Yes. Add two or more quotes and Brokly lines them up on limits, deductibles, and yearly cost so the differences are easy to see.

Is this insurance advice?

No. It’s a plain-English first pass to help you understand your own documents — not a quote and not a final compliance sign-off. Check anything important with a licensed agent.

Coverage check

Read your docs. Know if you’re covered.

Free · no account

Add your policy, certificate of insurance (COI), a contract, or quotes — we read each one line by line in plain English, check it against your state’s rules and any contract, and line up your quotes side by side.

Not a quote or insurance advice — we read what you add to run the check.

Does my coverage meet my state’s rules?

See the lines your state mandates — and whether the limits you carry actually clear them.

Am I good for this contract or job?

A client or landlord wants proof of insurance? Add the contract, then your policy — we'll tell you if you're good for the job.

Check a contract →

Which quote is actually the better deal?

Weighing two or three quotes? Line them up — limits, deductibles, and yearly price — each held to the same bar.

Compare quotes →

How it reads everything

Every check lines up two kinds of thing and scores one against the other, line by line.

Requirements · the floors

The bar you have to clear. Your state’s rules for your trade, or the insurance section of a contract — whichever is stricter.

Your coverage · what you hold

What you carry — a policy or a certificate — or quotes you’re weighing. Each one is scored against the floors.

We read each one and mark every line: ✓ clears the bar, ▲ below it, ✕ not carried, ◇ confirm. On a certificate or a quote, a clear reads ✓ as shown — it’s evidence, so confirm it’s current; a bound policy earns the full ✓. No requirement to score against? Add two or more quotes and we’ll just compare them, side by side.

Coverage terms, in plain English

The coverages a check can surface — each linked to a plain-English definition.

Common questions

Is Brokly’s coverage checker free?: Yes. Reading your documents and running a coverage check is free, with no account and no sign-up.
What can I check?: A commercial insurance policy, a certificate of insurance (COI), the insurance requirements in a contract, or carrier quotes. Brokly reads each one in plain English.
How does it tell if my coverage is enough?: It compares what your policy or COI provides against what your state requires for your trade and what a contract demands, then flags anything that falls short.
Can it compare quotes side by side?: Yes. Add two or more quotes and Brokly lines them up on limits, deductibles, and yearly cost so the differences are easy to see.
Is this insurance advice?: No. It’s a plain-English first pass to help you understand your own documents — not a quote and not a final compliance sign-off. Check anything important with a licensed agent.