Coverage check
Is your coverage enough?
Add your policy, a contract, or a quote — we read each one, line by line, in plain English, and score it against what your state requires and what a contract demands.
Not a quote or insurance advice — we read what you add to run the check.
Does my coverage meet my state’s rules?
See the lines your state mandates — and whether the limits you carry actually clear them.
Am I good for this contract or job?
A client or landlord wants proof of insurance? Add the contract, then your policy — we'll tell you if you're good for the job.
Check a contract →Which quote is actually the better deal?
Weighing two or three quotes? Line them up — limits, deductibles, and yearly price — each held to the same bar.
Compare quotes →How it reads everything
Every check lines up two kinds of thing and scores one against the other, line by line.
Requirements · the floors
The bar you have to clear. Your state’s rules for your trade, or the insurance section of a contract — whichever is stricter.
Your coverage · what you hold
What you carry — a policy or a certificate — or quotes you’re weighing. Each one is scored against the floors.
We read each one and mark every line: ✓ clears the bar, ▲ below it, ✕ not carried, ◇ confirm. On a certificate or a quote, a clear reads ✓ as shown— it’s evidence, so confirm it’s current; a bound policy earns the full ✓. No requirement to score against? Add two or more quotes and we’ll just compare them, side by side.
Coverage terms, in plain English
The coverages a check can surface — each linked to a plain-English definition.
- Business owner's policy (BOP)
- Commercial auto insurance
- Commercial crime insurance
- Commercial property insurance
- Contractor license bond
- Cyber liability insurance
- Employee benefits liability (EBL)
- Employment practices liability (EPL)
- Garagekeepers coverage
- General liability insurance
- Liquor liability insurance
- Motor truck cargo insurance
- Occupational accident insurance
- Physical damage coverage (trucking)
- Professional liability insurance (E&O)
- Tools & equipment coverage (inland marine)
- Workers' compensation insurance
Stay informed
Coverage rules change.
We’ll send the updates that affect your business.