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Insurance for your business
- Auto repair shops
- Bars
- Carpenters
- Electricians
- Fast food
- Home-health agencies
- Painters
- Physician offices
- Restaurants
- Roofers
- Trucking companies
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Commercial property insurance
Published 2026-06-12 · by Brokly
In plain terms: Covers the physical things your business owns — the building if you own it, and what's inside: equipment, furniture, inventory.
Why it matters to you
A fire, theft, or burst pipe can take out what you work with overnight. Sold on its own or inside a business owner's policy — where it's the half that repairs or replaces your own things, while the liability half answers to other people.
Where you’ll see it
Inside a business owner's policy (BOP) as the property section, in leases that require coverage for the space you rent, and on quotes as a list of locations and limits.
Related terms
Definitions describe how policies are typically structured — exact terms live in the policy. Not legal or compliance advice.