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Cyber liability insurance
Published 2026-06-12 · by Brokly
In plain terms: Covers the fallout from a hack or data breach — notifying customers, restoring data and systems, and the claims that follow.
Why it matters to you
If you take card payments, keep customer records, or run bookings online, a breach is your problem even when the software was someone else's. The notification duties alone — telling affected customers, in the way your state requires — carry real cost.
Where you’ll see it
Some client contracts now require it alongside general liability, especially where you handle the client's data or connect to their systems.
Related terms
Definitions describe how policies are typically structured — exact terms live in the policy. Not legal or compliance advice.
Sources: FTC — Cybersecurity for Small Business: Cyber Insurance (retrieved 2026-06-12)