About Brokly
Brokly is a licensed insurance brokerage for US small businesses. Tell us about your business — by form, phone, or chat — and a licensed advisor helps you find the right coverage and get a quote, free and with no obligation.
Want to check what you already have first? Brokly also has a free coverage checker: add a policy, certificate of insurance (COI), a contract, or carrier quotes, and it reads each one in plain English and tells you whether you're covered — no account. Everything Brokly shows is built on sourced data, each figure cited and dated.
Getting a quote
Tell us a bit about your business — what you do, where you operate, and the coverage you're after — through the form, a phone call, or a chat. A licensed advisor reviews it and follows up, usually the same day, with the right coverage and a quote. Get a quote. It's free, with no obligation to buy.
The free coverage checker
You add a policy, a certificate of insurance (COI), a contract, or quotes. Brokly reads each one in plain English and scores it line by line against the bar you have to clear — your state's rules for your trade, or a contract, whichever is stricter — and flags anything short or missing. No requirement to score against? Add two or more quotes and it just compares them, side by side. See how it reads everything.
The check is a plain-English first pass — it uses AI, and it is not a quote, insurance advice, or a final compliance sign-off. Double-check anything important against your policy and a licensed agent before you rely on it.
How the data works
- Costs come from filed rates. Annual figures are modeled from each state's filed workers'-compensation rates (2024, via the Oregon DCBS premium rate ranking study) applied to observed payrolls by business size (US Census County Business Patterns) — one published rate column, never a synthetic multiplier.
- Requirements come from the statute. Coverage rules are read per state from primary legal sources — statutes, official regulator pages, and government filings — and each claim cites the section it rests on.
- Modeled figures are benchmarks. They render at two significant figures because more precision would overstate the model. They are not quotes.
- Gaps are flagged, not papered over. Where a state's data doesn't pass our gates, the page says so instead of estimating.
Corrections
If a figure or citation looks wrong, write to hello@brokly.com with the page link — sourced corrections are reviewed against the primary record and fixed.
Company
Brokly is operated by Brokly Holdings, Inc. Insurance brokerage services are provided by Brokly Insurance Services, LLC, a licensed insurance brokerage serving small businesses in most US states.
56 Broad Street, STE 14644
Boston, MA 02109
Stay informed
Coverage rules change.
We’ll send the updates that affect your business.