Business owner's policy (BOP)

Why it matters to you

If a contract or lease asks for general liability, a BOP usually satisfies it — the liability coverage inside a BOP is the same kind. The bundle typically folds in business interruption coverage too, and is often simpler and cheaper than buying the pieces separately.

Where you’ll see it

Quotes and renewals for small businesses are often written as a BOP even when you asked for "general liability" — check the policy's liability section; that's the part a certificate request cares about.

Related terms

• General liability insurance
• Business interruption coverage