Carpentry shop coverage guide
Tools & equipment (inland marine) for carpenters
Updated 2026-06-11 · by Brokly
If the table saws, routers, and nail guns that live in your van and on job sites are stolen, lost, or damaged.
Coverage
What it covers for carpentry contractors
Inland marine insures movable business property — contractor equipment and property in transit — wherever the work is. For a finish carpenter that means the table saws, miter saws, routers, and nail guns riding in the van and set up on customer job sites rather than at a fixed premises. The trade's capital is its tools, and they ride in the van between job sites — inland marine is the property line built to follow them.
Sources: Texas Department of Insurance — Commercial property insurance guide (inland marine) (retrieved 2026-06-11) · NAIC — Glossary of Insurance Terms (inland marine) (retrieved 2026-06-11)
By state
Tools & equipment (inland marine) by state
What carpentry contractors need varies by state. See the full guide for carpentry contractors in your state: Arizona · California · Colorado · Florida · Georgia · Idaho · Illinois · Indiana · all states →