Cyber insurance for trucking companies

Coverage

What it covers for trucking companies

Helps a carrier respond when the systems the operation runs on — dispatch, load matching, fleet telematics — are locked up or breached. Part of that connectivity is federal law: with limited exceptions, motor carriers must install electronic logging devices and require their drivers to use them, and an ELD synchronizes with the truck's engine and transfers duty-status data. The exposure is documented in the sector — one freight carrier's 2023 breach notice, filed with a state attorney general, reported an external system breach (hacking) in which 21,184 people's names and Social Security numbers were acquired. Most commercial property and general liability policies don't cover cyber risks, so cyber is bought as its own policy — typically paying for credit monitoring, data and system repair, and business interruption while dispatch is down. Freight moves on networked systems — dispatch, load matching, the mandated ELD in the cab — and an attack that locks them up idles the fleet.

Sources: 49 CFR § 395.8 — driver's record of duty status; the ELD requirement (govinfo) (as of CFR 2023 edition, retrieved 2026-06-11) · FMCSA — Electronic Logging Devices: About ELDs (retrieved 2026-06-11) · Maine Office of the Attorney General — data breach notice: Estes Express Lines (as of consumer notification dated 2023-12-05, retrieved 2026-06-11) · NAIC — Cybersecurity topic (as of page updated 2024-05-09, retrieved 2026-06-11)

By state

Cyber insurance by state

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