Tools & equipment (inland marine) for roofers
Published 2026-06-11 · by Brokly
If the ladders, nail guns, and compressors that live on your truck and the job site are stolen, lost, or damaged.
What it covers for roofing contractors
Inland marine insures movable business property — contractor equipment and property in transit — wherever the work is. For a roofer that means the ladders, hoists, nail guns, and compressors riding between job sites and staged on open roofs rather than at a fixed premises. A roofer's equipment lives on the truck and the open job site — inland marine is the property line built to follow it.
Sources: Texas Department of Insurance — Commercial property insurance guide (inland marine) (retrieved 2026-06-11) · NAIC — Glossary of Insurance Terms (inland marine) (retrieved 2026-06-11)
What it costs — benchmark in progress
The same treatment our workers’-comp benchmarks already get: real filed-rate and quote data for tools & equipment (inland marine), by state and business size, fully sourced and dated. As quote data accumulates, this page becomes the tools & equipment (inland marine) benchmark for roofing contractors — same URL, real numbers.
Until then, see what roofing contractors need state by state: Alabama · Arizona · California · Colorado · Florida · Georgia · Idaho · Illinois · all states →
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