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Tools & equipment (inland marine) for roofers
Published 2026-06-11 · by Brokly
Inland-marine coverage for the ladders, nail guns, and compressors that live on the truck and the job site.
What it covers for roofing contractors
Inland marine insures movable business property — contractor equipment and property in transit — wherever the work is. For a roofer that means the ladders, hoists, nail guns, and compressors riding between job sites and staged on open roofs rather than at a fixed premises. A roofer's equipment lives on the truck and the open job site — inland marine is the property line built to follow it.
Sources: Texas Department of Insurance — Commercial property insurance guide (inland marine) (retrieved 2026-06-11) · NAIC — Glossary of Insurance Terms (inland marine) (retrieved 2026-06-11)
What it costs — benchmark in progress
The same treatment our workers’-comp benchmarks already get: real filed-rate and quote data for tools & equipment (inland marine), by state and business size, fully sourced and dated. As quote data accumulates, this page becomes the tools & equipment (inland marine) benchmark for roofing contractors — same URL, real numbers.
Until then, see what roofing contractors need state by state: Alabama · Arizona · California · Colorado · Florida · Georgia · Idaho · Illinois · all states →
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