Roofing company coverage guide
Tools & equipment (inland marine) for roofers
Updated 2026-06-11 · by Brokly
If the ladders, nail guns, and compressors that live on your truck and the job site are stolen, lost, or damaged.
Coverage
What it covers for roofing contractors
Inland marine insures movable business property — contractor equipment and property in transit — wherever the work is. For a roofer that means the ladders, hoists, nail guns, and compressors riding between job sites and staged on open roofs rather than at a fixed premises. A roofer's equipment lives on the truck and the open job site — inland marine is the property line built to follow it.
Sources: Texas Department of Insurance — Commercial property insurance guide (inland marine) (retrieved 2026-06-11) · NAIC — Glossary of Insurance Terms (inland marine) (retrieved 2026-06-11)
By state
Tools & equipment (inland marine) by state
What roofing contractors need varies by state. See the full guide for roofing contractors in your state: Alabama · Arizona · California · Colorado · Florida · Georgia · Idaho · Illinois · all states →