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Per-occurrence limit
Published 2026-06-12 · by Brokly
In plain terms: The most a liability policy pays for any single claim or incident; its partner, the aggregate limit, caps the whole policy year.
Why it matters to you
Liability limits come as a pair — per occurrence and aggregate — and contracts specify both. When a contract says your limits are too low, this is usually the number being negotiated.
Where you’ll see it
On every certificate of insurance and in every contract's insurance section, usually right next to its aggregate partner.
Related terms
Definitions describe how policies are typically structured — exact terms live in the policy. Not legal or compliance advice.