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Aggregate limit
Published 2026-06-12 · by Brokly
In plain terms: The most a liability policy pays in total across the whole policy term, no matter how many separate claims there are.
Why it matters to you
Once claims in a policy year add up to the aggregate, the policy is done paying — even for a brand-new claim. It's why contracts ask for the aggregate alongside the per-occurrence limit, and why a busy year can quietly use up your coverage.
Where you’ll see it
On every certificate of insurance, paired with the per-occurrence limit — usually the second, larger number.
Related terms
Definitions describe how policies are typically structured — exact terms live in the policy. Not legal or compliance advice.