Tools & equipment (inland marine) for electricians

Coverage

What it covers for electrical contractors

Inland marine insures movable business property — contractor equipment and property in transit — wherever the work is. For an electrician that means the testers, benders, and power tools riding in the van and sitting on open job sites rather than at a fixed premises. An electrician's tools live in the van and on customer job sites — inland marine is the property line built to follow them.

Sources: Texas Department of Insurance — Commercial property insurance guide (inland marine) (retrieved 2026-06-06) · NAIC — Glossary of Insurance Terms (inland marine) (retrieved 2026-06-06)

By state

Tools & equipment (inland marine) by state

What electrical contractors need varies by state. See the full guide for electrical contractors in your state: Alabama · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · Florida · all states →