Workers’ comp insurance cost for trucking companies in Delaware

Q: What does workers' comp cost trucking companies in Delaware?

Modeled from the 2024 filed manual rate of $2.75 per $100 of payroll: a <5-employee trucking company lands around $2.8k–$11k per year before experience mods and schedule credits.

Q: What drives the rate up or down?

Three levers: payroll (the exposure base), claims history (the experience modifier), and schedule credits/debits the insurer applies. Trucking operations fall under NCCI class 7219 (Trucking: All) — drivers and all employees of for-hire carriers. The business cohort here is all truck transportation (NAICS 484), local and long-haul.

Published 2026-06-05 · Updated 2026-06-11 · by Brokly

Direct answer: Delaware trucking companies pay a filed workers’-comp manual rate of $2.75 per $100 of payroll (2024 filed rate) — the 43rd-highest of 51 US jurisdictions. Modeled on real payrolls, most <5-employee trucking companies land around $2.8k–$11k/yr, before experience mods and schedule credits.

70% of DE trucking companies have <5 employees — the chart below prices every size band from its own observed payroll.
Delaware sits 43rd of 51: WV pays more ($3.23), ND less ($1.35).
Workers’ comp is one of several coverages — see everything your trucking company needs in Delaware →

What do Delaware trucking companies pay for workers’ comp?

Modeled annual premium across the real size distribution of DE trucking companies

bar height = how many trucking companies are that size · figures = modeled annual cost

typical · most DE trucking companies

▼

<5 emp

≈$3.5k/yr

5–9 emp

≈$7.9k/yr

10–19 emp

≈$21k/yr

20–49 emp

≈$49k/yr

50–99 emp

≈$140k/yr

SMALLER

MID-SIZE

LARGER

A <5-employee DE trucking company: modeled $2.8k–$11k/yr in workers’-comp premium (that band’s own average wage, before experience mods and schedule credits). Bar heights show how many of the 356 DE trucking companies fall in each size band.

Cohort: size distribution of 356 DE trucking companies (Census CBP 2023); premiums modeled from one filed rate ($2.75/$100 payroll, 2024). Bands shown cover 353 of 356 establishments (99.2%) — 3 establishments in larger, very small-count, or data-suppressed size bands are not shown. 2023 payroll dollars, not inflation-adjusted. Illustrative benchmark — not a quote or coverage recommendation.

Filed manual rate (DE)

$2.75 / $100 payroll

as of 2024

Typical <5-employee trucking company (70% of DE)

$2.8k–$11k / yr modeled

as of 2024 · CBP 2023

Sources: Oregon DCBS workers' compensation premium rate ranking study, June 2025 (calendar-year 2024 rates) (as of calendar year 2024, retrieved 2026-06-04) · US Census County Business Patterns 2023, state file (Truck transportation (NAICS 484)) (as of 2023, retrieved 2026-06-05)

How does Delaware compare to nearby ranks?

Calculated manual rates, $ per $100 payroll, NCCI class 7219 (Trucking: All Employees & Drivers), 2024. See all 51 jurisdictions →

Rank	State	Rate / $100 payroll
39	Pennsylvania	$3.00
40	Minnesota	$2.95
41	Idaho	$2.86
42	Florida	$2.80
43	Delaware	$2.75
44	Texas	$2.31
45	Ohio	$1.75
46	District of Columbia	$1.71
47	Indiana	$1.69

Sources: Oregon DCBS workers' compensation premium rate ranking study, June 2025 (calendar-year 2024 rates) (as of calendar year 2024, retrieved 2026-06-04)

Frequently asked questions

What does workers' comp cost trucking companies in Delaware?

Modeled from the 2024 filed manual rate of $2.75 per $100 of payroll: a <5-employee trucking company lands around $2.8k–$11k per year before experience mods and schedule credits.

What drives the rate up or down?

Three levers: payroll (the exposure base), claims history (the experience modifier), and schedule credits/debits the insurer applies. Trucking operations fall under NCCI class 7219 (Trucking: All) — drivers and all employees of for-hire carriers. The business cohort here is all truck transportation (NAICS 484), local and long-haul.

Trucking companies in nearby-ranked states: Florida ($2.80) · Texas ($2.31) · Idaho ($2.86) · Indiana ($1.69)

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Illustrative benchmark — not a quote or coverage recommendation. Figures are modeled from public filings and Census data for 356 Delaware trucking companies; your premium depends on your payroll, claims history, and carrier.