BROKLY
Insurance for your business
- Auto repair shops
- Bars
- Carpenters
- Electricians
- Fast food
- Home-health agencies
- Painters
- Physician offices
- Restaurants
- Roofers
- Trucking companies
Learn
Compare two coverages
Contractor license bond for roofers
Published 2026-06-11 · by Brokly
Required if…
Required if your state's (or city's) licensing law conditions the roofing or contractor license on filing a surety bond — the license won't issue or renew without it.
What it covers for roofing contractors
A contractor license bond is a financial-guarantee instrument the contractor buys from a surety and files with the licensing authority; it protects the public, not the contractor. Where a state conditions the roofing or contractor license on one — Illinois, for example, requires a continuous bond on file for its statewide roofing license — the license will not issue or renew without it; the amounts, and which states require one, vary by licensing law. Where the licensing board demands it, the bond is a gate on the license itself — a roofing contractor in a bond state cannot legally operate without one on file.
Sources: Illinois General Assembly — Illinois Roofing Industry Licensing Act, 225 ILCS 335/3 (Application for roofing contractor license) (retrieved 2026-06-11)
Roofing-contractor bond requirements by state
Whether each state conditions the credential to contract roofing work on a surety bond — and the amount. State-bond states show the filed figure; license-only, locally-licensed, and unlicensed states show "—".
| State | Requirement | State bond | Source |
|---|---|---|---|
| Alabama | Alabama conditions the Home Builders Licensure Board residential roofers license — required to contract residential roofing where the cost of the undertaking exceeds $2,500 — on a surety bond of not less than $10,000 naming the Board as obligee (Ala. Admin. Code r. 465-X-3-.04(5)(a), as amended effective March 17, 2025), while commercial roofing jobs of $50,000 or more require the separate General Contractors Board license, which is qualified by a CPA-prepared financial statement, minimum net worth, and liability insurance with no bond. | $10,000 | Ala. Admin. Code r. 465-X-3-.04(5) (Home Builders Licensure Board — Licensing), official Alabama Administrative Code publisher (Legislative Services Agency) |
| Alaska | Alaska conditions the statewide specialty-contractor registration a business needs for roofing contracting on a surety bond filed with the Department of Commerce — $10,000 for a specialty contractor, dropping to $5,000 where the whole project is $10,000 or less (AS 08.18.071(b)). | $5,000–$10,000 | Alaska DCBPL, Statutes and Regulations: Construction Contractors (AS 08.18.071, AS 08.18.024, AS 08.18.025, AS 08.18.171) |
| Arizona | Arizona conditions its statewide ROC roofing contractor license (C-42 commercial, R-42 residential, or CR-42 dual — the business-level credential a company needs to contract roofing work) on filing a continuous surety bond or cash deposit whose amount the Registrar fixes by license classification and estimated annual gross volume, running $2,500–$50,000 for commercial roofing and $4,250–$7,500 for residential roofing, with dual licensees posting the combined amount. | $2,500–$50,000 | Arizona Revised Statutes § 32-1152 (Bonds), Arizona State Legislature |
| Arkansas | Arkansas bonds both of its roofing credentials at fixed but different amounts — the Residential Roofing Registration required since January 1, 2022 for residential roofing projects over $2,000 carries a $15,000 Residential Roofing Registrant surety bond (A.C.A. § 17-25-604(d)(1)), and the Commercial Contractor License required for commercial work of $50,000 or more carries the $10,000 contractor's bond of the Arkansas Contractors Bond Law (A.C.A. § 17-25-401) — while a contractor holding the broader (bond-free) Residential Builders or Residential Remodelers license is exempt from the roofing registration. | $10,000–$15,000 | Arkansas Contractors Licensing Board — Residential Roofing Registration application packet (instructions/checklist + statutory bond form), Arkansas Department of Labor and Licensing |
| California | California conditions the statewide contractor license that lets a business contract roofing work (CSLB C-39 Roofing classification) on filing a $25,000 Contractor's Bond with the Contractors State License Board before the license can be issued, reactivated, or renewed (Business and Professions Code § 7071.6) — the same single fixed bond required of every CSLB classification. | $25,000 | CSLB — Bond Requirements (Contractors State License Board, CA.gov) |
| Colorado | Colorado has no statewide roofing license or bond — the Department of Regulatory Agencies states that occupations such as roofers and general contractors are not state-licensed and directs consumers to their city or county — so roofing contractors are licensed municipally where at all (Denver and Boulder both run city roofing-contractor licenses), while state law regulates residential roofing through the consumer-contract rules of C.R.S. title 6, article 22 (SB 12-038) rather than through licensure or bonding. | — | Colorado Department of Regulatory Agencies (DORA) — Consumer Protection: Home & Repair (Hiring for Home Repair or Remodeling) |
| Connecticut | Connecticut's statewide roofing credentials are both bond-free at issuance: residential roofing requires the Department of Consumer Protection's Home Improvement Contractor registration (CGS ch. 400), backed by the Home Improvement Guaranty Fund through a $100 annual contractor fee rather than an up-front surety bond — a $15,000 bond exists only as a discretionary disciplinary condition the commissioner may impose under CGS §§ 20-422 and 20-426a — while roofing on structures exceeding the CGS § 29-276b threshold limits requires the DCP Major Contractor registration (CGS § 20-341gg, which expressly includes roofing and contains no bond, surety, or insurance condition), and commercial roofing below those thresholds requires no state credential. | — | Connecticut General Statutes, Chapter 400 (Home Improvement Contractors), Secs. 20-420 and 20-422 (Connecticut General Assembly) |
| Delaware | Delaware has no statewide roofing trade license — the only statewide credentials a roofing business must hold are the Division of Revenue contractor business license (a $75 revenue license under 30 Del. C. ch. 25, not a competency credential) and Department of Labor contractor registration — and while neither carries a surety bond for Delaware-resident contractors, a nonresident roofing contractor must file a surety bond with the state of 6% of the contract price on each Delaware contract of $20,000 or more before construction begins (30 Del. C. § 375, made a condition of the Revenue license by § 2502), and counties layer their own bonded contractor licenses (e.g., New Castle County's $25,000–$200,000 Statutory Compliance Bond for permit-endorsed building contractors). | — | Delaware Code Online, 30 Del. C. ch. 25 — Contractors' License Requirements and Taxes (§§ 2501–2502) |
| District of Columbia | The District of Columbia conditions its Home Improvement Contractor license — the credential covering residential roofing work (repair, replacement, or improvement of single-family or two-family dwellings, including condo units, under contracts of $300 or more) — on filing a $25,000 surety bond (or equivalent cash or securities deposit) running to the District under 16 DCMR § 802, while the General Contractor/Construction Manager license that covers commercial, apartment-building, and new-construction roofing requires liability insurance but no bond. | $25,000 | D.C. Municipal Regulations, 16 DCMR § 802 (Bonds or Other Security), official DCRegs portal |
| Florida | Florida licenses roofing contracting statewide through the DBPR Construction Industry Licensing Board's Certified Roofing Contractor credential, which under the current Rule 61G4-15.006, F.A.C. (effective May 5, 2024) conditions licensure on a judgment-and-lien-free credit report plus either a FICO-derived credit score of 660 or higher or completion of a 14-hour Board-approved financial responsibility course — no surety bond is required. | — | Rule 61G4-15.006, F.A.C. (Financial Responsibility and Financial Stability, Grounds for Denial), Florida Administrative Code — flrules.org, the official F.A.C. publisher |
| Georgia | Georgia does not license roofing as a trade at the state level — under the specialty-contractor exemption (O.C.G.A. §43-41-17(f)) the State Licensing Board for Residential and General Contractors' traditional-specialty list, which includes Flat Roofing, Sheet Metal Roofing, and Shingles and Shakes, lets roofing contractors contract directly with owners without holding the state residential or general contractor license — so no statewide credential or surety bond conditions roofing-only contracting, while local licensing requirements remain a county-by-county and city-by-city matter. | — | Georgia Secretary of State — Traditional Specialty Contractors Policy Statements (State Licensing Board for Residential and General Contractors) |
| Hawaii | Hawaii licenses roofing statewide through the DCCA Contractors License Board's C-42 Roofing specialty contractor license, which is conditioned on insurance and financial-integrity showings rather than a standing surety bond — the board may require a bond of not less than $5,000 case-by-case at its discretion (HRS §444-16.5), and a roofing contractor whose contract guarantees workmanship for more than seven years must post a roof-guarantee bond for the replacement value of the roof covering, for the exclusive benefit of private-residence owners and lessees (HRS §444-25.7). | — | Hawaii Revised Statutes ch. 444 (Contractors), §§444-16.5 and 444-25.7 — DCCA Professional and Vocational Licensing-hosted compilation, files.hawaii.gov |
| Idaho | Idaho requires no roofing-specific license and no surety bond — a roofing business registers statewide under the Idaho Contractor Registration Act with the Idaho Contractors Board at the Division of Occupational and Professional Licenses, and registration is conditioned on proof of general liability insurance of at least $300,000 single limit and workers' compensation coverage, not on a surety bond or competency exam (jobs under $2,000 in aggregate labor-and-materials cost are exempt). | — | Idaho Code §§54-5204, 54-5210 (Idaho Contractor Registration Act), Idaho State Legislature |
| Illinois | Illinois — whose only state-licensed construction trade is roofing — conditions the IDFPR roofing contractor license on a continuous surety bond of $10,000 for a limited license (roofing residential properties of 8 units or less) or $25,000 for an unlimited license (residential, commercial, and industrial), and licensure also requires Workers' Compensation insurance for roofing covering the applicant's employees plus public liability and property damage insurance (225 ILCS 335/3). | $10,000–$25,000 | Illinois General Assembly — Illinois Roofing Industry Licensing Act, 225 ILCS 335/3 (Application for license) |
| Indiana | Indiana issues no statewide license or bond for roofing contractors — licensing happens city by city, and many local licenses carry their own surety bonds (in Indianapolis–Marion County, roofing falls under the Section 875-101 General Contractor license, which requires a $10,000 license bond). | — | City of Indianapolis & Marion County, Department of Business and Neighborhood Services — Contractor Licenses (official indy.gov page) |
| Iowa | Iowa imposes no roofing-specific trade license — the statewide credential for a roofing business is the Iowa Code chapter 91C contractor registration with DIAL's labor division, required of any contractor earning $2,000 or more a year from construction, and it carries no surety bond for contractors based in Iowa, while a contractor with its principal place of business outside Iowa must file a $25,000 surety bond (or prove DOT bid prequalification) to register. | — | Iowa Code §91C.2 (Registration required — conditions), Iowa Legislature; DIAL contractor registration page |
| Kansas | Kansas registers roofing contractors statewide through the Attorney General under the Kansas Roofing Registration Act, conditioning the registration certificate on liability insurance of not less than $500,000, workers' compensation proof, and a tax clearance — with no surety bond and no competency examination. | — | K.S.A. 50-6,125(a)(1)(C) — Registration application requirements; refusal to register; notification (Kansas Office of Revisor of Statutes) |
| Kentucky | Kentucky has no statewide roofing license — the Department of Housing, Buildings and Construction licenses plumbers, electricians, boiler contractors, and sprinkler/fire-alarm contractors, not roofers — so the credential to contract roofing work is local where cities and counties impose one (Lexington-Fayette County requires every contractor to register with Building Inspection and bars unregistered contractors from building permits; Louisville Metro licenses contractors through its Construction Review office), with any bond requirements set by the local jurisdiction. | — | Kentucky Department of Housing, Buildings and Construction (official agency site, dhbc.ky.gov) |
| Louisiana | Louisiana licenses roofing statewide through the State Licensing Board for Contractors — residential roofing projects of $7,500 or more require the board's Residential Roofing (or Residential/Building Construction) license under La. R.S. 37:2156.4, and commercial roofing projects of $50,000 or more require the commercial contractor license — and the board conditions licensure on a $50,000 minimum net worth (or an irrevocable letter of credit in lieu), not on any surety bond. | — | LSLBC Executive Director memo 'Licensure Requirements/Permits/Inspections' (Aug. 12, 2025), quoting La. R.S. 37:2156.4 as enacted by Act 422 of 2025 — Louisiana State Licensing Board for Contractors |
| Maine | Maine has no state license or surety bond for roofing contractors — the Maine Attorney General's consumer guidance states that general contractors and trades such as roofing are not licensed or regulated in Maine (the state licenses plumbers and electricians, but not roofers) — and the trade's main state-law guardrail is instead 10 M.R.S. ch. 219-A, which requires a written contract for any home construction or repair work over $3,000. | — | Maine Attorney General — Consumer Help Topics: Home Construction and Repair (maine.gov) |
| Maryland | Maryland's statewide credential for residential roofing — the MHIC home-improvement contractor license — is issued on proof of financial solvency rather than a surety bond, with a bond (MHIC's forms are $30,000 and $100,000) or an indemnitor required only of applicants who do not meet the Commission's financial solvency guidelines, while consumers are backed by the MHIC Guaranty Fund ($30,000 per claimant and $250,000 aggregate per contractor, Md. Bus. Reg. §8-405(e)); commercial roofing work carries no Maryland statewide contractor license. | — | Maryland Home Improvement Commission — Apply for an Original License, Maryland Department of Labor |
| Massachusetts | Massachusetts registers residential roofing businesses statewide as Home Improvement Contractors with the Office of Consumer Affairs and Business Regulation — M.G.L. c. 142A, § 9 requires the registration before performing residential contracting (which covers roof repair, renovation, and improvement) on any existing owner-occupied home of one to four units, and conditions it on a $150 registration fee plus a mandatory $100–$500 payment into the Residential Contractor's Guaranty Fund rather than on any surety bond or insurance filing — while commercial roofing is subject to no statewide contractor license, and the separate Construction Supervisor License that governs building-permit supervision is a personal credential that likewise carries no bond. | — | Massachusetts General Laws, Chapter 142A, Sections 9 and 1 (Massachusetts Legislature) |
| Michigan | Michigan licenses residential roofing statewide through LARA's Residential Builder or Residential Maintenance & Alteration Contractor license with the roofing trade named on the license (required for jobs of $600 or more, MCL 339.2403(f)), with no surety bond conditioning the license, and the state licenses no commercial-side builder credential at all — LARA's Bureau of Construction Codes 'requires the licensing of Residential Builders not Commercial Builders' — so no Michigan roofing credential, residential or commercial, carries a bond. | — | Michigan Legislature — Occupational Code, Article 24, MCL 339.2404(3) (Act 299 of 1980) |
| Minnesota | Minnesota's statewide roofing credential is residential-only: the Department of Labor and Industry residential roofer license, which Minn. Stat. § 326B.86 conditions on a surety bond with a penal sum of at least $15,000 — while businesses holding the broader residential building contractor or remodeler license instead (either also authorizes roofing work) post no bond and fall under the Contractor Recovery Fund, and commercial roofing carries no statewide license requirement. | $15,000 | Minnesota Statutes § 326B.86, subdivision 1 (Bond; Insurance), Office of the Revisor of Statutes; corroborated by MN DLI 'Roofer license' application page |
| Mississippi | Mississippi licenses roofing statewide through the State Board of Contractors — residential roofing over $10,000 requires the residential remodeler license or its residential-roofer subclassification, and commercial roofing of $50,000 or more requires a Certificate of Responsibility — and both divisions condition licensure on insurance and financial showings with no surety bond at the state level. | — | Mississippi State Board of Contractors — Residential Builders Laws and Rules (Miss. Code Ann. § 73-59-1 et seq. + Board Rule 1.1(1)(g)) |
| Missouri | Missouri issues no statewide roofing or general-contractor license — the state's Division of Professional Registration has no contractor board for the trade — so the credential to contract roofing work is municipal or county (the City of St. Louis requires every contractor and subcontractor working in the city to obtain its graduated contractor business license, and Kansas City administers contractor licensing under Article XII of its Building and Rehabilitation Code), with bond and insurance conditions set jurisdiction by jurisdiction. | — | City of St. Louis License Collector — Contractor Business License Application (official stlouis-mo.gov page) |
| Montana | Montana has no roofing competency license — since January 1, 2026 the statewide credential is the Construction Contractor License from the Department of Labor & Industry (MCA 37-45-201, the licensing-program successor to the former Title 39 contractor registration), whose statutory definition expressly reaches 'the installation or repair of roofing or siding', and the license is conditioned on workers'-compensation-law compliance and identifying information, not on any surety bond or trade exam; an independent contractor with no employees is exempt from the license but may voluntarily register. | — | Montana Code Annotated § 37-45-201 (Construction contractor license required — application), Montana Legislature |
| Nebraska | Nebraska requires every roofing contractor — resident or nonresident — to register statewide with the Department of Labor under the Contractor Registration Act before performing any construction work, a $25-per-year registration gated on proof of workers' compensation coverage (an insurance certificate, approved self-insurance, or a signed exemption statement) rather than on any surety bond; out-of-state contractors must additionally name a Nebraska registered agent, and the Revenue side enforces registration through a 5% withholding on payments to contractors absent from the shared DOL/DOR database, not through any bond or deposit. | — | Neb. Rev. Stat. §§ 48-2104 and 48-2105, Nebraska Legislature (Contractor Registration Act) |
| Nevada | Nevada conditions the contractor's license required to contract roofing work — the C-15 Roofing and Siding classification, whose C-15a Roofing subclassification covers watertight and weatherproof roof installation, application, alteration, and repair — on filing a surety bond (or cash deposit) in an amount the Nevada State Contractors Board fixes between $1,000 and $500,000 based on the contractor's financial and professional responsibility and the magnitude of its operations. | $1,000–$500,000 | Nevada Revised Statutes, NRS 624.270 (Bond or deposit: Requirements; amount; conditions), Nevada Legislature |
| New Hampshire | New Hampshire has no state license or surety bond for roofing contractors — the New Hampshire Department of Justice's consumer guidance states that contractors do not need to be licensed in New Hampshire (state trade licensing reaches electrical, plumbing, septic, well pump, asbestos and lead abatement work, but not roofing), so no statewide credential or bond conditions roofing work. | — | New Hampshire Department of Justice — Consumer Alert: Attorney General Encourages the Public to Take Steps to Protect Themselves Against Home Improvement Scams (press release, March 10, 2022) |
| New Jersey | New Jersey requires a business contracting residential roofing work to register with the Division of Consumer Affairs as a Home Improvement Contractor and conditions that registration on maintaining 'additional security' — a compliance surety bond, an irrevocable bank letter of credit, or securities — tiered at a minimum of $10,000 (single contract under $10,000 or under $150,000 of contracts in the previous 12 months), $25,000 (contract between $10,000 and $120,000 or $150,000–$750,000 over 12 months), or $50,000 (contract over $120,000 or $750,000-plus over 12 months), replenished as claims are paid, alongside $500,000-per-occurrence commercial general liability insurance, while purely commercial (non-residential) roofing falls outside this registration-and-bond regime entirely. | $10,000–$50,000 | P.L.2023, c.237, §32 (amending N.J.S.A. 56:8-142), New Jersey Legislature chapter law |
| New Mexico | New Mexico conditions every Construction Industries Division contractor's license — including the GS-21 Roofing classification a business needs to contract roofing work (14.6.6.9 NMAC) — on furnishing a fixed $10,000 surety bond upon initial licensure and as a condition of renewal (14.6.3.8(C) NMAC, implementing NMSA 1978 § 60-13-49), and state law bars municipalities from requiring any additional license bond from state-licensed contractors. | $10,000 | 14.6.3.8(C) NMAC — proof of financial responsibility (New Mexico Administrative Code, State Records Center and Archives) |
| New York | New York has no statewide license or bond for roofing contractors — the NYS Division of Consumer Protection states that NYS does not license home improvement contractors while New York City, Buffalo, and the counties of Suffolk, Nassau, Westchester, Putnam, and Rockland do — and bond practice varies by jurisdiction: NYC's Home Improvement Contractor license requires either DCWP Trust Fund enrollment or a $20,000 surety bond. | — | New York Department of State, Division of Consumer Protection — Consumer Alert: Guide with Tips to Help Homeowners Avoid Home Improvement Scams (April 18, 2023) |
| North Carolina | North Carolina requires its statewide general contractor license for roofing projects costing $40,000 or more — roofing is covered through the licensing board's Building, Residential, or S(Roofing) specialty classifications — and attaches no surety bond to that license: applicants demonstrate working capital or net worth instead, with a surety bond ($175,000 to $1,000,000 by license limitation) available only as an elective alternative to the financial showing. | — | N.C.G.S. § 87-1(a) (Article 1, General Contractors), North Carolina General Assembly |
| North Dakota | North Dakota licenses roofing contracting statewide through the Secretary of State's contractor license — required whenever a job's cost, value, or price exceeds $4,000 (NDCC § 43-07-02) for residential and commercial work alike — and conditions it on filing a certificate of liability insurance plus proof of workforce safety and insurance (workers' compensation) coverage rather than on any surety bond, the former contractor's-bond statute (NDCC § 43-07-11) having been repealed in 1995. | — | North Dakota Century Code ch. 43-07 (Contractors), §§ 43-07-02, 43-07-04 — ND Legislative Branch |
| Ohio | Ohio has no statewide roofing license or bond — the Ohio Construction Industry Licensing Board licenses only commercial electrical, HVAC, refrigeration, plumbing, and hydronics contractors, and the state's own guidance says residential contractors are not required to be licensed — so roofing contractors are licensed or registered city by city, where bond practice varies: Parma conditions contractor registration on a $25,000 surety bond, while Cincinnati's registration requires insurance and workers' compensation with no bond. | — | Ohio Department of Commerce, Division of Industrial Compliance / OCILB — 'CPW DIC website resource: Verifying licensed contractors and state inspectors' (official Ohio asset CDN for com.ohio.gov) |
| Oklahoma | Oklahoma requires every roofing contractor to hold an annual Construction Industries Board registration under the Roofing Contractor Registration Act, conditioned on general liability insurance — at least $500,000 for residential roofing work and at least $1,000,000 for commercial roofing work — plus workers' compensation proof, with no surety bond required at either tier, and a registration is suspended on the date its liability policy is cancelled. | — | Roofing Contractor Registration Act, 59 O.S. § 1151.1 et seq. (insurance requirement in § 1151.5), official CIB-hosted statute compilation, Oklahoma Construction Industries Board (Oklahoma.gov) |
| Oregon | Oregon licenses roofing contracting businesses statewide through the Construction Contractors Board license and conditions that license on an endorsement-based surety bond — the specialty endorsements that fit a roofing trade run $20,000 (residential specialty) to $55,000 (commercial specialty level 1; level 2 is $25,000), a business holding both residential and commercial endorsements files one bond per endorsement, and the schedule's edges reach $15,000 for the micro-scale residential limited endorsement and $80,000 if a roofing business elects a commercial general level 1 endorsement. | $20,000–$55,000 | Oregon Revised Statutes, ORS 701.068 (Bonding requirements), Oregon Legislative Assembly (amounts per ORS 701.081 and 701.084) |
| Pennsylvania | Pennsylvania's statewide credential for residential roofing is the Home Improvement Contractor registration with the Attorney General's Bureau of Consumer Protection (HICPA, Act 132 of 2008, 73 P.S. § 517.1 et seq.), conditioned on a $50 fee and proof of $50,000 personal-injury and $50,000 property-damage liability insurance rather than any surety bond — the words bond and surety appear nowhere in the act, and Section 12 preempts political subdivisions from separately licensing registered home improvement contractors — while commercial roofing carries no statewide license and is licensed locally in some cities, such as Philadelphia's insurance-based Contractor License. | — | Home Improvement Consumer Protection Act, Act 132 of 2008 (73 P.S. § 517.1 et seq.), Pennsylvania General Assembly |
| Rhode Island | Rhode Island splits roofing credentials by market — residential roofing work requires the Contractors' Registration and Licensing Board registration (R.I. Gen. Laws § 5-65-3), a credential chapter 5-65 conditions on insurance (§ 5-65-7) and no surety bond, while commercial or industrial roofing additionally requires the state commercial roofer license under R.I. Gen. Laws ch. 5-73, conditioned on an examination, OSHA-certified field personnel, continuing roofing education, and a continuous $2,000,000-per-occurrence insurance certificate with the board as holder — and no surety bond conditions either credential at the state level (shingle-only application is exempt from the license). | — | R.I. Gen. Laws § 5-73-3 (Registration and licensing of roofing contractors), Rhode Island General Assembly |
| South Carolina | South Carolina attaches no surety bond to the issuance of either statewide roofing credential — residential roofers register with the LLR Residential Builders Commission as residential specialty contractors and must file a surety bond ($5,000 on the Commission's form) only when an individual job's total labor-and-materials cost exceeds $5,000 (S.C. Code §40-59-240(D)), while commercial roofing requires a Contractor's Licensing Board general-contractor license (Roofing subclassification) qualified by a net-worth financial statement, with a surety bond available only as an optional substitute for that financial statement (§40-11-262). | — | S.C. Code of Laws §40-59-240(D) (Residential specialty contractors; bonds), South Carolina Legislature |
| South Dakota | South Dakota's only statewide credential for a roofing business is the Department of Revenue contractor's excise-tax license — a no-fee tax registration that every construction contractor must hold, with no surety bond attached — there is no statewide roofing trade license, and trade licensing exists only city by city (Sioux Falls conditions its Residential Roofing & Repair Contractor license on a $20,000 compliance bond and $300,000 of general liability insurance). | — | South Dakota Department of Revenue — Contractor's Excise Tax (official dor.sd.gov page) |
| Tennessee | Tennessee requires the state contractor's license (Board for Licensing Contractors) to contract roofing projects of $25,000 or more and attaches no surety bond to it — the board's $500,000/$1,000,000 Contractor's License Bond is only an optional indemnity submitted in lieu of a Guaranty Agreement when a financial statement is deficient — while residential remodeling of $3,000 to $24,999, which the home-improvement statute expressly includes roofing within, requires the home improvement license with a $10,000 surety bond (or cash/property bond or irrevocable letter of credit) in the nine counties that adopted that program: Bradley, Davidson, Hamilton, Haywood, Knox, Marion, Robertson, Rutherford and Shelby. | — | Tennessee Board for Licensing Contractors — 'Contractor (Commercial, Industrial, Residential)' licensing page (TN Dept. of Commerce & Insurance) |
| Texas | Texas has no state license or surety bond for roofing contractors — a 2025 Texas House bill analysis states that Texas does not currently require a state-issued license for reroofing contractors (the licensing bill did not pass), and roofing is absent from the Texas Department of Licensing and Regulation's roster of regulated programs — so no statewide credential or bond conditions roofing work at the state level; municipal permit and registration practices are a separate, local matter. | — | Texas House of Representatives — Bill Analysis, C.S.H.B. 3344, 89th Legislature Regular Session (Texas Legislature Online, capitol.texas.gov) |
| Utah | Utah's statewide credential for roofing work is the DOPL contractor license in the S280 Roofing Contractor classification, which carries no across-the-board surety bond — applicants demonstrate financial responsibility via a questionnaire and carry $1,000,000/$3,000,000 general liability insurance, and DOPL requires a license bond (minimum $15,000 for S280 and other specialty classifications, or more at the Commission's determination) only when that financial-responsibility review fails. | — | Utah Code § 58-55-306 (Financial responsibility), Utah Construction Trades Licensing Act — Utah State Legislature |
| Vermont | Vermont's statewide credential for roofing is the Secretary of State's Office of Professional Regulation residential contractor registration — 26 V.S.A. § 5501 requires it before contracting with a homeowner for residential construction (expressly including roofing) over $10,000 including labor and materials on dwellings of four or fewer units, and § 5509 conditions registrants on maintaining $1,000,000 per occurrence/$2,000,000 aggregate liability insurance rather than any surety bond — while residential jobs at or under the $10,000 threshold and commercial roofing work require no state registration. | — | 26 V.S.A. ch. 106 (Residential Contractors), §§ 5501, 5509 — Vermont Statutes Online (Vermont General Assembly) |
| Virginia | Virginia licenses roofing businesses statewide through the DPOR Board for Contractors — a Class A, B, or C contractor license tiered by contract value (reaching jobs over $1,000) with the Roofing Contracting (ROC) specialty or another roofing-covering classification — and conditions no class on a surety bond: Class A and B applicants may elect a $50,000 bond purely in lieu of proving the board's net-worth minimums, and the Virginia Contractor Transaction Recovery Fund pays consumers' unpaid judgments against licensees instead. | — | 18VAC50-22-30, Definitions of specialty services — Virginia Administrative Code (Law Portal of Virginia / law.lis.virginia.gov) |
| Washington | Washington requires a roofing business to register with the Department of Labor & Industries as a construction contractor and conditions the registration on a continuous surety bond naming the State of Washington as obligee — $15,000 for a specialty contractor, the class covering a roofing-only operation (WAC 296-200A-016(44)), versus $30,000 for a general contractor whose operations require more than one building trade on a single job (RCW 18.27.040, amounts effective July 1, 2024). | $15,000 | RCW 18.27.040 — Bond or other security required (Washington State Legislature) |
| West Virginia | West Virginia licenses roofing contractors statewide through the Contractor Licensing Board at the Division of Labor — a contractor license is required where the undertaking costs $5,000 or more for residential work or $25,000 or more for commercial work — with no surety bond conditioning the license, though a construction employer that has not been actively engaged in construction work in West Virginia for at least the preceding year must post a payroll-based wage bond (four weeks' gross payroll plus 15%) with the Division of Labor unless exempt or waived, and every license application must include a Wage Bond Status Affidavit. | — | West Virginia Code §30-42-6 (Necessity for license; exemptions), WV Legislature |
| Wisconsin | Wisconsin has no roofing-specific contractor license — a roofing business pulling building permits on one- or two-family dwellings must hold the DSPS Dwelling Contractor certification, whose financial-responsibility proof is an election between a surety bond of at least $5,000 and general liability insurance of at least $250,000 per occurrence (Wis. Stat. §101.654(2)(a)), with the full certification issued on a bond of at least $25,000 or the insurance and a 'Dwelling Contractor Restricted' certification issued on a smaller bond whose holder must agree not to take work whose estimated completion cost exceeds the bond amount (§101.654(2m)); commercial roofing work requires no Wisconsin state contractor credential. | — | Wisconsin Statutes §101.654 (Contractor certification; education), Wisconsin State Legislature |
| Wyoming | Wyoming has no statewide roofing or general-contractor license — electrical is the only construction trade the state licenses — so roofing contractors are credentialed by the cities and towns where they work, with requirements that vary locally: Casper issues a dedicated Roofing Contractor license conditioned on ICC testing and liability insurance with no bond, while the Town of Jackson's contractor licensing requires a surety bond alongside liability insurance. | — | City of Casper, Wyoming — Contractor Licensing, General and Sub Contractors (official casperwy.gov page) |
Stay informed
We’ll notify you when this benchmark is ready.
No spam — one email.