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Workers’ comp insurance cost for home-health agencies in Nevada
Published 2026-06-11 · by Brokly
- 41% of NV home-health agencies have <5 employees — the chart below prices every size band from its own observed payroll.
- Nevada sits 50th of 51: DC pays more ($0.91).
- Workers’ comp is one of several coverages — see everything your home-health agency needs in Nevada →
What do Nevada home-health agencies pay for workers’ comp?
Modeled annual premium across the real size distribution of NV home-health agencies
bar height = how many home-health agencies are that size · figures = modeled annual cost
Cohort: size distribution of 411 NV home-health agencies (Census CBP 2023); premiums modeled from one filed rate ($0.55/$100 payroll, 2024). Bands shown cover 411 of 411 establishments (100.0%). 2023 payroll dollars, not inflation-adjusted. Illustrative benchmark — not a quote or coverage recommendation.
Sources: Oregon DCBS workers' compensation premium rate ranking study, June 2025 (calendar-year 2024 rates) (as of calendar year 2024, retrieved 2026-06-04) · US Census County Business Patterns 2023, state file (Home health care services (NAICS 621610)) (as of 2023, retrieved 2026-06-05)
How does Nevada compare to nearby ranks?
Calculated manual rates, $ per $100 payroll, NCCI class 8835 (Home Healthcare), 2024. See all 51 jurisdictions →
| Rank | State | Rate / $100 payroll |
|---|---|---|
| 46 | Arizona | $0.90 |
| 47 | Wyoming | $0.88 |
| 48 | Arkansas | $0.86 |
| 49 | West Virginia | $0.79 |
| 50 | Nevada | $0.55 |
| 51 | North Dakota | $0.33 |
Sources: Oregon DCBS workers' compensation premium rate ranking study, June 2025 (calendar-year 2024 rates) (as of calendar year 2024, retrieved 2026-06-04)
Frequently asked questions
What does workers' comp cost home-health agencies in Nevada?
Modeled from the 2024 filed manual rate of $0.55 per $100 of payroll: a <5-employee home-health agency lands around $460–$1.8k per year before experience mods and schedule credits.
What drives the rate up or down?
Three levers: payroll (the exposure base), claims history (the experience modifier), and schedule credits/debits the insurer applies. Home-health work is NCCI class 8835 (Home Healthcare) — nurses, aides, and other staff delivering care in patients' homes; office-based healthcare classes like 8832 (Physician & Clerical) are rated separately.
Home-health agencies in nearby-ranked states: Arizona ($0.90) · Utah ($1.05) · Kentucky ($1.06) · Maryland ($1.15)
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Illustrative benchmark — not a quote or coverage recommendation. Figures are modeled from public filings and Census data for 411 Nevada home-health agencies; your premium depends on your payroll, claims history, and carrier.