Insurance for your business
- Auto repair shops
- Bars
- Carpenters
- Electricians
- Fast food
- Home-health agencies
- Painters
- Physician offices
- Restaurants
- Roofers
- Trucking companies
Learn
Compare two coverages
Workers’ comp insurance cost for home-health agencies in Kansas
Published 2026-06-11 · by Brokly
- 34% of KS home-health agencies have <5 employees — the chart below prices every size band from its own observed payroll.
- Kansas sits 41st of 51: TN pays more ($1.43), AZ less ($0.90).
- Workers’ comp is one of several coverages — see everything your home-health agency needs in Kansas →
What do Kansas home-health agencies pay for workers’ comp?
Modeled annual premium across the real size distribution of KS home-health agencies
bar height = how many home-health agencies are that size · figures = modeled annual cost
Cohort: size distribution of 305 KS home-health agencies (Census CBP 2023); premiums modeled from one filed rate ($1.17/$100 payroll, 2024). Bands shown cover 301 of 305 establishments (98.7%) — 4 establishments in larger, very small-count, or data-suppressed size bands are not shown. 2023 payroll dollars, not inflation-adjusted. Illustrative benchmark — not a quote or coverage recommendation.
Sources: Oregon DCBS workers' compensation premium rate ranking study, June 2025 (calendar-year 2024 rates) (as of calendar year 2024, retrieved 2026-06-04) · US Census County Business Patterns 2023, state file (Home health care services (NAICS 621610)) (as of 2023, retrieved 2026-06-05)
How does Kansas compare to nearby ranks?
Calculated manual rates, $ per $100 payroll, NCCI class 8835 (Home Healthcare), 2024. See all 51 jurisdictions →
| Rank | State | Rate / $100 payroll |
|---|---|---|
| 37 | Indiana | $1.41 |
| 38 | Minnesota | $1.28 |
| 39 | Virginia | $1.19 |
| 40 | Wisconsin | $1.17 |
| 41 | Kansas | $1.17 |
| 42 | Maryland | $1.15 |
| 43 | Kentucky | $1.06 |
| 44 | Utah | $1.05 |
| 45 | District of Columbia | $0.91 |
Sources: Oregon DCBS workers' compensation premium rate ranking study, June 2025 (calendar-year 2024 rates) (as of calendar year 2024, retrieved 2026-06-04)
Frequently asked questions
What does workers' comp cost home-health agencies in Kansas?
Modeled from the 2024 filed manual rate of $1.17 per $100 of payroll: a <5-employee home-health agency lands around $730–$2.9k per year before experience mods and schedule credits.
What drives the rate up or down?
Three levers: payroll (the exposure base), claims history (the experience modifier), and schedule credits/debits the insurer applies. Home-health work is NCCI class 8835 (Home Healthcare) — nurses, aides, and other staff delivering care in patients' homes; office-based healthcare classes like 8832 (Physician & Clerical) are rated separately.
Home-health agencies in nearby-ranked states: Maryland ($1.15) · Wisconsin ($1.17) · Kentucky ($1.06) · Virginia ($1.19)
Stay informed
We’ll notify you when we’re ready to benchmark your home-health agency’s coverage.
No spam — one email.
Illustrative benchmark — not a quote or coverage recommendation. Figures are modeled from public filings and Census data for 305 Kansas home-health agencies; your premium depends on your payroll, claims history, and carrier.