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Statutory limits
Published 2026-06-12 · by Brokly
In plain terms: Coverage that pays whatever the state's law requires — workers' comp benefits aren't capped at a dollar figure you pick; the statute sets them.
Why it matters to you
It's why a certificate of insurance says "statutory" on the workers' comp line where other lines show dollar limits: the state's benefit schedule, not your policy choice, decides what an injured employee receives. The dollar limits you DO choose live on the employer's liability part of the same policy.
Where you’ll see it
The workers' comp line of a certificate, and Part One of a workers' comp policy.
Related terms
Definitions describe how policies are typically structured — exact terms live in the policy. Not legal or compliance advice.