Repair shop coverage guide
Tools & equipment (inland marine) for auto repair shops
Updated 2026-06-11 · by Brokly
If your scanners, diagnostic gear, and hand tools are stolen, lost, or damaged — in the shop or on the road.
Coverage
What it covers for auto repair shops
Property coverage (an inland-marine equipment floater) for the shop's movable tools and equipment — mechanics' hand tools, diagnostic scanners and computers, portable gear — including in transit for roadside or mobile service calls. A repair shop's revenue depends on owned tools and diagnostic equipment that building-tied property coverage handles poorly, especially when tools leave the premises.
Sources: California Department of Insurance — Commercial Insurance Guide (inland marine) (retrieved 2026-06-06)
By state
Tools & equipment (inland marine) by state
What auto repair shops need varies by state. See the full guide for auto repair shops in your state: Alabama · Arizona · Arkansas · California · Colorado · Connecticut · Florida · Georgia · all states →